First National Bank  

Personal Banking

Checking Accounts

Reg. Checking

  • $100.00 Minimum to open
  • Minimum balance required to avoid service charge:
    • $0 - $399.99 = $8.50             
    • $400 - $599.99 = $7.50                                     
    • $600 - $699.99 = $6.50
    • $700 - & Up = $0
  • No charge unless more than 20 check are written, additional checks will be $0 .10 each.
  • All accounts are also subject to our regular service charge fees.

BanClub Accounts

  • No Charge for Banclub checks
  • No charge for the number of checks written
  • Flat monthly fee ($9.75-$10.75-$11.75)
  • No minimum balance required
  • No charge for Cashier Checks.

Now Accounts

  • $1500 Minimum balance needed to earn interest and avoid Service Charge
  • $700 - $1499.99 Interest paid, $8.50 Service Charge, no charge for first 20 checks written all additional checks will be .15 each.                                                                
  • $0 - $699.99 No interest paid, $8.50 Service Charge, no check charge for the first 15 checks written each additional check will be .15 each.

Money Market Investment Account

  • $5000 Minimum to open
  • 5000 to avoid monthly service charge of 5.50
  • 6 transactions per month.
  • by check, draft, debit card or other similar order.
  • All transactions over 6 will have a $6.00 per transaction
  • No interest paid on days balance is below $5000.00
  • Must order and pay for printed checks.

 

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