First National Bank  

Personal Banking

Savings Accounts

Passbook Savings

  • $100.00 Minimum required to open account
  • 3 withdrawals per quarter without charge
  • Each additional withdrawal will be $2.00
  • Account with a balance of $25.00 or less at anytime during the quarter will be charge a $5.50 low balance fee.
  • Accounts must have a balance at the end of quarter to be paid interest.

IRA  Accounts

  • No minimum deposit required
  • Interest for your account will be compounded quarterly and credited to your account quarterly.
  • Interest begins to accrue on the business day of your deposit.
  • We use the daily balance method to calculate the interest on your account.
  • This method applies a daily periodic rate to the principal in the account each day.
  • You may make withdrawals and deposits at anytime in accordance with the penalties and law pertaining to these accounts.


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